Electronic trading poses unique risk to investors. System response and access times may vary due to market conditions, system performance, and other factors. Margin trading involves incurring interest expense and risks, including the potential to lose more than invested, or the need to deposit additional funds/collateral in an adverse market to your positions. Please review our
margin agreement and disclosure
for information on our lending policies, interest charges, and risks associated with margin accounts. Investors should consider the investment objectives,
risks, and charges and expenses of a mutual fund or ETF carefully before investing. A mutual fund/ETF's prospectus contains this and other information, and
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